Momma’s Money Saving Tips

Money saving tips, coupons, vouchers, money off codes, how to save money

5 Ways to Cut the Cost of Your Food Shopping

5-ways


We are all constantly looking for ways to save money and cut cost. Food shopping is an expense we simply cannot cut out. But what we can do is find ways to cut the weekly cost and look for ways to save our money for other of life’s necessities.

To make looking at your latest food shop’s receipt less stressful, here are my top 5 tips to avoid unnecessary spending…

1- Pay in cash. Budget for your weekly shop. Only lift out the exact amount of cash you have budgeted for and leave your cards at home. This way you can really think twice before throwing that extra item into your trolley. It will make you think, “Do I really need that?”

2- Take a FULL fridge/freezer/cupboard inventory before even thinking about your shopping trip. Look at everything you have in the house and then write a shopping list based on the meals you will be cooking during the week. This means meal planning is essential too.

3- Buy meat when it is on offer, freeze it in portions. For example, if you have 2kg of chicken breasts in your freezer and you only want to use 400g for one meal, freeze them in 400g portions to save major food waste. It means you aren’t having to smash 2kg of frozen chicken apart with a hammer to get the amount you want, nor do you have to defrost it all with no intention of using it all over the next few days.

4- Shop around for bargains. Don’t assume that one shop is cheaper for everything than another. Look out for special offers, take 20 minutes out of your day and research different supermarkets and what offers they have on that week. Don’t forget your local shops too.

5- *I KNOW this isn’t always possible for busy parents* but if you can, ask grandparents/aunts/uncles/close friends to watch your kids for an hour and do the shopping without them. Kids love throwing extra items in the trolley and are FANTASTIC at convincing you that you need a certain, sugar-coated, multi-coloured item! Also remember that online supermarket shopping is great for busy mums and dads too. Mid-week delivery slots like Tuesdays and Wednesdays can be as cheap as just £1. You would probably spend this (or more) on petrol to get to the shop, and the kids have no say in what is purchased if you use one of the supermarket apps for your phone so that they can’t see what your up to! It’s a win-win!

*TIP*  –  I purchased this great book, with two years worth of sheets, one for each week. It was £6.20 on Amazon and worth every penny! It has been a god-send for me planning my weeks meals ahead of time to avoid the temptation of going out to eat or grabbing a takeaway!

 

Click here to get one for yourself!

cut cost planner

Skint Momma xx

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15 Ways to do a Wedding on a Budget

15-ways


skint momma's wedding

As we are right in the middle of the ‘wedding season’ (although the weather is really not cooperating right now), lots of couples people will be attending weddings, thinking about starting to plan their own weddings. 

I actually got married myself in November 2014, and being 4 months pregnant at the time, we really needed to cut back on costs to save money for the upcoming arrival of our second baby.

For me, my wedding was perfect, it was all I wanted and more. Weddings definitely don’t have to cost a small fortune anymore, mine didn’t and it was without a doubt, the best day of my life.


So I wanted to share with you my top 15 tips for doing a wedding on a budget…

  1. One word – Pinterest! It is fantastic for getting ideas for DIY weddings from all the super crafty, artsy people out there
  2. Make Ebay and Amazon your new best friends. Search for anything and everything you want for your wedding on Ebay or Amazon first, before going to a retailer and mentioning the word “wedding”. Lots of bargains to be found!
  3. Check out sites like sellmywedding.co.uk, bride2bride.co.uk and preloved.co.uk…same idea as above. (Most) Weddings are for one day, meaning everything purchased will be used for ONE DAY! Don’t be afraid of somebody else’s second hand wedding items, they have been barely used.
  4. For photographs, ask around colleges and online for any photography students looking to expand their portfolio. Chances are they will only charge a small fee, or travel costs. Ask for photographs to be put onto a disc or memory stick for you and print them yourself. This way you can shop around for the best price for prints. I like photobox and vistaprint.
  5. Don’t be afraid to shop on the high street for your dress, bridesmaid dresses and flowergirl dresses. Doing this, especially around June or December time when there are big sales on, could bag you some serious bargains! Even if the sizes are a little off, finding a dress maker to alter garments for you doesn’t cost too much.
  6. For your cake, before mentioning “wedding” ask for a quote for what you want (size, flavour etc). Sometimes when people hear the word “wedding” the price gets hiked up a little!
  7. When choosing your venue, rather than the usual ‘hotel reception’, ask around in restaurants, golf clubs and local halls if they would host your reception. Ask restaurants for a set menu and agree on a price per head, or consider having a buffet instead. Always ask if the restaurant will throw in some complimentary tea and coffee for you guests while they wait for you (if you don’t ask you don’t get). If you have a relative or close friend with a large house and garden, you could even consider asking to ‘borrow’ their house for the day, get a few gazebos up, decorate and ask guests to bring a dish of food each and a bottle of wine in place of wedding gifts.
  8. Have a ‘wedding favour making night’. Get your mum, mother-in-law to be, aunts, sisters, bridesmaids,daughters…together and come up with ideas for wedding favours you can make yourselves. Pinterest is great for ideas of this kind.
  9. Watch YouTube tutorials and learn how to do the perfect wedding hair and makeup yourself. Even if you as the bride would prefer a professional to do yours for your big day, save £££’s and get your bridesmaids to do it this way.
  10. Shop on the high street for men’s suits. Some shops charge just as much to hire a suit for one day as it costs to buy one on the high street. Try River Island, New Look, even Tesco.
  11. Opt for foam flowers instead of fresh. Look on Ebay or Amazon for a full set of bridal, bridesmaid, flower girl and button hole flowers. Mine cost me just £60 (with 1 bridal, 3 bridesmaid, 1 flowergirl wand and 3 button holes). This way when you are finished with them you can sell them on to another bride, and get most of your money back (as long as they are in good condition).
  12. When choosing centrepieces for the tables, ask family and friends to keep all their glass jars. Put a tealight in each one and decorate the jars with ribbons to match your colour scheme. Place a few jars of different sizes in the centre of the table. Simple yet gorgeous.
  13. Make a playlist for the evening do on your iPad, tablet or phone, attach it to portable speakers and turn it up! Saves a small fortune on a DJ, and also helps if you don’t have a lot of space in your venue. Put a playlist together for the reception as well. Compile a list of romantic songs to play on low volume throughout your meal.
  14. Ask taxi firms if they do VIP cars, NOT wedding cars. This will cost you just slightly more than a regular taxi, but you will be sent a very nice car with a suited driver to arrive at your venue in style.
  15. For the ceremony, consider your local registry office, or church if you are religious. It is usually much cheaper to do this rather than pay a hotel for the full package, ceremony/reception and evening do.

Skint Momma xx

wedding skint momma

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Homemade Multi-purpose Cleaning Spray

mommas

 

Why not save yourself some money and make some homemade cleaning products?

 

To make your own cleaning spray all you need is…

 

1 part apple cider vinegar

4 parts cooled boiled water

A spray bottle (I used an old febreeze bottle, just give it a good clean first!)

Optional:- a few drops of your favourite essential oil or some lemon juice for fragrance

 

*TIP*

– Remember to label your bottle so you know what is in it (I know I still need to label mine)!

– I use mine to clean my work tops/ outside of my bin/ cutting boards/ cooker/ general surface stains 

 

This spray is especially great for removing crayon off floors, walls, counter tops, highchair trays….the list is endless. It’s free from harmful chemicals so I don’t have to usher the kids out of the room before I start spraying and scrubbing like a crazy person!

homemade cleaning spray

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xx

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